Mortgage Insights, Rate Commentary and Home Buying Guides

Articles on interest rates, loan programs, credit and the housing market, written for buyers and homeowners deciding what to do next.

Liliana Afonso, Senior Mortgage Specialist | NMLS #1420068 LilyHomeLoans | Powered by NEXA Lending California | Hablo Español at NEXA Lending. NMLS #1420068. Call (951) 415-9688.

• Rate and market commentary in plain language
• Program explainers: FHA, VA, USDA, conventional and jumbo
• Credit and down payment strategy
• Refinance timing and break-even guidance